Financing — powered by Affirm
Pay for your fence over time
A beautiful, durable fence shouldn't have to wait. Spread the cost across 12–60 months with transparent, fixed monthly payments through Affirm — and get installed as soon as next month.
Pre-qualify in under a minute. Soft credit check only — no impact to your credit score.
Why homeowners choose Affirm financing
Instant decision
Get pre-qualified in under 60 seconds with a soft credit check — no impact to your score.
No hidden fees
Pay only what you see upfront. No prepayment penalties, no compounding interest, no surprises.
Flexible terms
Choose 12, 24, 36, 48, or 60-month plans to fit your budget — pay off early any time with no penalty.
Fair, transparent rates
Affirm shows you your exact rate and total cost upfront before you commit — no surprises.
Financing
Estimate your monthly payment
We partner with Affirm so you can spread your fence investment over 12–60 months. Check your rate in seconds — no impact to your credit score.
Estimated payment
Range assumes 10–30% APR. Your actual rate depends on credit check via Affirm.
Pre-qualification is a soft credit check — no impact to your score.
Financing questions, answered
Does checking my rate affect my credit score?
No. Affirm performs a soft credit check to pre-qualify you, which does not affect your credit score. A hard inquiry only happens if you decide to finalize the loan.
What credit score do I need?
Affirm considers more than just your credit score — including your credit history and current financial situation. Many customers with fair credit qualify for financing.
How does payment to Modern Fence Install work?
Affirm pays us in full at the time of installation, and you make monthly payments directly to Affirm. This means we can start your project without waiting for the full amount upfront.
Can I pay off my loan early?
Yes — Affirm never charges prepayment penalties. Pay it off any time to save on interest.
Are there any hidden fees?
None. Affirm shows you the total cost — principal plus interest — upfront before you agree. No late fees, no compounding interest, no surprises.
Ready to get started?
Get your free fence quote first — then finance at checkout.
Guided fence estimate
Plan your fence and see a ballpark price
Answer a few practical questions. Your price appears before we ask for contact information.
What are you trying to accomplish?
Choose the closest fit. You can change it later.